Farmers & Merchants Bank
Brownwood-Early, De Leon, Eastland, &
Stephenville, Texas
Online Banking.
Privacy Statement.
Consumer Notice.
Contact Us.

To our customers:


Farmers and Merchants Bank Management team is continuously monitoring COVID-19.  Famers and Merchants Bank is considered an essential business and we are open for business. 


As a precautionary measure related to COVID-19 and with the latest recommendations by local, state and federal health officials, beginning Monday, March 23, we will have limited lobby access at all our locations.  Our drive-thru will remain open during normal business hours to serve you.  Debit cards and ATMs are operating as normal.


For customers who require in-lobby service for a specific transaction such as opening accounts, access to safe deposit boxes, loans, etc. please call to make an appointment 9am-3pm.

We encourage you to visit our online services for quicker access to your account(s). If you are a consumer who has not yet registered for online banking and wishes to do so, you can signup on the Farmers and Merchants Bank website.  Select Online Banking from menu then select Apply Now.


An important word about scams.

Times like this are prime opportunities for scammers to take advantage of fear and panic to perpetrate financial crimes.It is especially important to keep your guard up, and also to check up on the vulnerable within your community.Beware of activities and solicitations such as suspicious emails and text messages, phone calls, medical related scams, and fraudulent donation sites that may impersonate a company, charity, or government agencies.Fraud takes many forms, so keep in mind it is never a good idea to share personal or sensitive information with an unknown party.Be sure to verify the authenticity of any unsolicited communications you may receive, and if in doubt, take a stepback to solicit trusted assistance


Please be assured, we will continue to do our best for as long as necessary to mitigate adverse impacts from the spread of CORVID-19, while still providing the level of service you expect from us.  Thank you for being a valued customer and we look forward to working together toward recovery.