Treasury Services - F&M Bank-TX

ACH Credits

Farmers & Merchants Bank ACH Credit service lets Your company initiate credit entries destined for accounts at financial institutions across the nation- including same day ACH service. ACH Credit service is used largely for direct payroll deposit, vendor payments, tax payments, dividend payments, interest payments, and annuity payments.

Wire Transfers

Farmers & Merchants Bank's wire transfer service enables You to move funds to virtually any bank in the U.S. or internationally, usually in the same business day.

Corporate Card

The Farmers & Merchants Business Card is a powerful, 24-hour a day business management tool that fits in Your pocket.

ACH Blocks and Filters

Farmers & Merchants Bank's ACH blocks and filters services are a cost-effective way to protect Your company's accounts from unauthorized ACH transactions. ACH blocks prohibit all ACH debits and/or credits from posting to Your company's account, while ACH filters set various criteria to authorize certain ACH debit and/or credits to post to Your company's account while excluding others.

Positive Pay

Positive Pay is a sophisticated account reconciliation service that enables You to minimize potential fraud losses associated with checks issued by Your company. With Positive Pay, You can review suspect items prior to making payment and return any checks that appear to be fraudulent.

Remote Deposit

Farmers & Merchants Bank's remote deposit service helps You save time and money by electronically depositing business checks, individual checks, government checks and money orders from anywhere, anytime.

ACH Debits

Farmers & Bank's ACH Debit service enables Your company to automatically collect funds from Your customers - including same day ACH service - giving You more control of cash flow with predetermined payment and settlement dates.