Consumer Complaint Notice

Farmers & Merchants Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Farmers & Merchants Bank should contact the Texas Department of Banking.

Consumers/customers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below:

In-person or U.S. Mail:

Texas Department of Banking

2601 N. Lamar Boulevard, Suite 300

Austin, TX 78705-4294

Telephone: (877) 276-5554 (toll-free)

Fax: (512) 475-1313

E-mail: consumer.complaints@dob.texas.gov

Website: www.dob.texas.gov