Checking - F&M Bank-TX

Terms and Fees

Features and Services

$20,000 Accidental Death & Dismemberment Insurance
$1,500 Accidental Death & Dismemberment Dependent Children Coverage
$100,000 Common Carrier Coverage
Total Identity Monitoring - Requires Separate Enrollment, and Identity Theft Resolution
Discounts On Hotels, Prescriptions, & Online Shopping
Unlimited Check Writing
No Minimum Balance
Distinctive Personalized Checks (Singles)
A One Time $5 Credit Toward A Rental Fee On A New Safe Deposit Box (Depending ON Availability Of Boxes)
One Wire Transfer per Month
Online Banking & Bill Pay
Debit Card
- Initial Debit Card at No Chage at Account Opening

Terms and Fees

Minimum Deposit To Open Is $100
The Following Fees and Charges Apply To This Account $8.00 Service Charge each Month
- $4.00 Service Charge each Month with E-Statements
No Service Charge if any of the following are met.
- Average Collected Balance > $1,000.00
- Money Market Account or Savings Account Average Collected Balance > $25,000.
- 20 Point of Sale During Monthly Statement cycle

Features and Services

Terms and Fees

Minimum Deposit to Open Is $100
Available to those 55 and Over
The Following Fees and Charges Apply to This Account $4.00 Service Charge each Month
- $2.00 Service Charge with Electronic Statements
No Service Charge if any of the Following are met.
- Average Monthly Balance Greater than $1,000
- Money Market Account or Savings Account Average Balance Greater than $25,000
- 12 Point of Sale Transactions per Monthly Statement Cycle

Features and Services

Terms and Fees

Minimum Deposit to Open $2,500
The Following Fees and Charges Apply to This account
- $10.00 Service Charge each Month
- $6.00 Service Charge each month with Electronic statements
No Service Charge each month if the Following is Met
- Average Collected Balance greater than $5,000

Features and Services

Terms and Fees

Minimum Deposit to Open is $5,000
The Following Fees and Charges Apply to This Account
- $10.00 Service Charge each Month
- $6.00 Service Charge each Month with E-Statements
No Service Charge each month if the Following is Met
- Average Collected Balance Greater than $5,000
15 Checks Allowed to be Written in a Statement Cycle with No Charge
- $0.50 each Check Excess over 15 per Cycle
Pays an Interest Based on Average Collected Balance in Account.
- Tiers:
  - Tier 1: $0 - $10,000.01
  - Tier 2: $10,000.01 - $25,000.01
  - Tier 3: $25,000.01 - and above

Features and Services

Available Exclusively For Reward Account Customers

Terms and Fees

Minimum Deposit to Open is $3,000
The Following Fess and Charges Apply to This Account $10.00 Service Charge each Month
- No Monthly Service Charge if balance does not fall below $3,000 on any day during the statement cycle.
Pays an Interest Based on Average Collected Balance in Account
- Tiers:
  - Tier 1: $0 - $3,000.01
  - Tier 2: $3,000.01 - $50,000.01
  - Tier 3: $50,000.01 - and above

Features and Services