Checking

Designed for Sole Proprietorships, Partnerships, Corporations, Clubs, and Small Groups having low to moderate account activity. (less than 200 transactions) This account allows a Small Business to budget and control its cost of banking.

Features and Services

• Provides and earnings credit on the collected balance maintanined
• Personalized professional service from assigned senior bank officer
• Free Online Banking
• Imaged Statements
• Sweep Balances
• ACH Services
• QuickBooks Integration
• Bill Pay

Terms and Fees

• Minimum Deposit To Open $100
• 200 Transactions in a Statement Cycle
  • $0.50 each transaction excess over 200
• Service Charge per month $10.00
  • No Service charge per month if the average collected balance is above $2,500

Designed for Non-Profit Organizations and Government Entities. This account allows you to earn a market rate of interest on the funds in your account.

Features and Services

• Provides an earnings credit on the collected balance maintained
• Personalized professional service from assigned senior bank officer
• Free Online Banking
• Imaged Statements
• Sweep Balances
• ACH Services
• QuickBooks Integration 
• Bill Pay

Terms and Fees

• Minimum Deposit to Open $100
• Interest Will Be Compounded and Credited To Your Account Every Month
• Service Charge per month $8.50
  • No Service charge per month if the average collected balance is above $2,500 Balance
• 200 Transactions in a Statement Cycle
  • $.25 each transaction excess over 200.

Designed for businesses that have higher transaction volume and currency needs. Account holders will be able to offset some or all of their activity charges with earnings on the collected funds they maintain.

Features and Services

• Provides an earnings credit on the collected balance maintained
• Personalized professional service from assigned senior bank officer
• Free Online Banking
• Imaged Statements 
• Sweep Balances
• ACH Services
• Positive Pay
• ACH Filter 
• Corporate Capture
• QuickBooks integration
• Bill Pay

Terms and Fees

• Minimum Deposit To Open $100
• Service charge per month $10.00

Designed for businesses that currently have a Platinum Checking. Account holders will be able to set up a sweep to cover any balances that may come through their Platinum Checking. 

Features and Services

• Free Online Banking
• Imaged Statements
• Sweep Balances

Terms and Fees

• Minimum Deposit to open is $100
• Interest will be compounded and credited to your account every month
• Tiers:
  • Tier 1: $0 - $10,000.01
  • Tier 2: $10,000.01 - $25,000.01
  • Tier 3: $25,000.01 - and above
• Service Charge per month $10.00
  • No Service charge per month if the average collected balance is above $5,000 Balance
• 25 Transactions in a Statement Cycle 
  • $.50 each transaction excess over 25.

Sole Proprietor

• Assumed Name Certificate filed with County Clerk
• Proprietors Social Security Card or Federal Tax ID Number (EIN)

Corporation

• Articles of Incorporation and By-Laws
• Assumed Name Certificate filed with Secretary of State and County Clerk. (Required if operating under assumed name)
• Meeting Minutes identifying corporate officers
• Corporate Resolution
• Certificate of Good Standing

Partnership/Joint Venture

• Partnership Agreement
• Assumed Name Certificate filed with County Clerk (required if operating under assumed name)

Limited Liability Company/Limited Liability Corporation

• Articles of Organization
• Certificate of Organization filed with Secretary of State
• Assumed Name Certificate filed with Secretary of State and County Clerk (required if operating under assumed name)
• Certificate of Authority 
• Certificate of Good Standing

Unincorporated Association or club

• By-Laws, Charter or Meeting Minutes naming officers, or authorized sign